Buying Property without Tapping into your KWSP Account

Buying a property without tapping into your KWSP (Employees Provident Fund) money is a prudent decision if you want to preserve your retirement savings. Here are some strategies to consider:

1. Buy property with Higher Rebate and less amount of booking fee.

2. Find a developer where you can enjoy paying downpayment in monthly instalment with 0 interest rate.

3. Consider a Smaller Property: Start with a smaller, more affordable property.

By employing these strategies, you can work towards owning a property while keeping your KWSP funds intact for your future retirement needs.